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We Cover It All - So You Can Worry Less

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Commonly Asked Questions

1 What types of insurance do you offer in Georgia?

We offer a wide range of personal and commercial insurance policies tailored to meet the diverse needs of Georgia residents. Our offerings include auto, home, renters, condo, life, health, business, and pet insurance.

Whether you’re protecting your family, your property, or your business, we’ll help you find the right coverage.

2 Is car insurance mandatory in Georgia?

Yes. Georgia law requires all drivers to carry minimum liability insurance limits of $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage. You’re also required to carry uninsured motorist coverage.

If you’re financing your vehicle, your lender may also require comprehensive and collision coverage.

3 What factors affect my insurance rates?

Several factors can influence your insurance premiums in Georgia, including your driving record, age, gender, credit score, type of vehicle, claims history, and where you live. Urban areas, for instance, often have higher rates due to increased risk of accidents or theft.

We work with multiple carriers to find you the best rate based on your unique profile.

4 Do I need flood insurance for my home?

Standard homeowners insurance policies do not cover flood damage. If your home is in a high-risk flood zone or near the coast or rivers, we strongly recommend a separate flood insurance policy.

Georgia is prone to hurricanes and heavy rains, so even homes outside designated flood zones can benefit from flood coverage.

5 Is hurricane or windstorm damage covered in Georgia home policies?

In many parts of Georgia, wind and hurricane damage are included in your homeowners policy, but often come with a separate deductible. In certain coastal counties, you may need a standalone windstorm policy or coverage through the NC Joint Underwriting Association (NCJUA).

We’ll help ensure you’re not left exposed during hurricane season.

Get a Free Quote Today!

Find great coverage and savings – start a free online or phone insurance quote today!

The Bruno

The Bruno

Ready to find great insurance savings in Georgia?

We Cover It All - So You Can Worry Less

Auto

Home

Renters

Recreational

Life

Pet

Commonly Asked Questions

1

What types of insurance do you offer in Georgia?

2

Is car insurance mandatory in Georgia?

3

What factors affect my insurance rates?

4

Do I need flood insurance for my home?

5

Is hurricane or windstorm damage covered in Georgia home policies?

Get a Free Quote Today!

The Bruno

Agency

An Alfa Insurance Company